Legal

Refund & Cancellation Policy

APNA Live · Last updated: 25 September 2026

This policy explains how refunds and cancellations work for coin packs bought in the APNA Live app, which is operated by INDRAPRASTH AGENCY (GSTIN 23DJEPG3309G1ZP). APNA Live is free to download and use. Coin packs are an optional digital purchase.

1. What you are buying

A coin pack gives you in-app coins, a digital item used only to send virtual gifts to hosts inside APNA Live. Coins are delivered instantly to your in-app wallet as soon as your payment is confirmed, and every purchase appears in your Recharge History. Because coins are a digital item delivered immediately, nothing is physically shipped.

2. When you are entitled to a refund or credit

Money debited, but coins not added

If your bank or UPI app shows the payment as successful but coins were not added, contact us with the details listed in section 5. After we confirm the payment with our payment partner, we will either add the coins to your account or, if you prefer, refund the full amount to the original payment method.

Charged twice for the same purchase

If you were charged more than once for a single purchase, we will refund the extra amount in full to the original payment method.

Payment failed or stuck as "pending"

If a payment fails or stays pending and no coins were added, the amount is normally reversed to your account automatically by your bank or UPI app, usually within 3–5 working days. If it is not reversed in that time, contact us and we will help you trace it.

3. When refunds are not available

4. Cancellation

A coin purchase is completed the moment the coins are credited, so it cannot be cancelled after that. If you change your mind before paying, simply close the payment screen or cancel in your UPI app. No money is taken for a payment you do not complete. APNA Live has no subscriptions or automatic renewals.

5. How to request a refund or missing coins

Contact us within 7 days of the payment by email or WhatsApp, and include:

  1. Your APNA ID, shown on your profile
  2. The Order ID shown in the app, if available
  3. The UTR / transaction reference number from your UPI app
  4. The amount, date and time of the payment
  5. A screenshot of the payment

6. How long it takes

7. Chargebacks and misuse

If a payment is reversed through a chargeback or bank dispute after coins were delivered, we may remove the coins, or an equal value, from the account, and we may suspend accounts involved in payment fraud.

8. Changes to this policy

We may update this policy from time to time. The "Last updated" date will change, and the version in force on the date of your purchase will apply to that purchase.